Build Your Future with Central Bank’s Real Estate Loan Promotion
A home is more than four walls. It’s where life happens. The laughter around the dinner table, the quiet mornings with a cup of coffee, the milestones that shape who we are. It’s where we celebrate, where we grow, where we belong.
But for so many, the idea of owning a home feels like a distant dream. Something for “later” or “someday.”
What if it didn’t have to be that way?
What if stepping into the next chapter of your life was within reach?
Helping Families Take the Next Step
At Central Bank, we don’t see homes as transactions. We see them as places where individuals and families can grow. That’s why this real estate loan promotion isn’t just about numbers or rates. It’s about making the journey to homeownership possible for more people in Hardin and McNairy County.
Here’s What We’re Offering
We’re offering a first lien real estate mortgage minimum loan amount of $25,000. We’ve created two tiers of real estate loan options—because we know everyone’s journey is unique.
Tier 1 Loans:
Tier 2 Loans:
*Annual Percentage Rate. 5-year Balloon Loan with up to a 25-year amortization. Pricing is for first lien, residential mortgage loans only. Eligibility for Interest Rate requires down payment so the Loan to Value (based on appraised value) meets the above criteria. Loan example for Tier 1: Purchase price $200,000; Appraised Value $200,000; Loan Amount $180,000. The payment schedule would be 61 monthly principal and interest payments of $1,244.05 and at maturity a balloon payment of $164,190.90. Loan example for Tier 2: Purchase price $200,000; Appraised Value $200,000; Loan Amount $170,000. The payment schedule would be 61 monthly principal and interest payments of $1,229.19 and at maturity a balloon payment of $156,152.93. Payment amounts disclosed do not include costs for taxes and insurance premiums. Limited Time Offer. Rates effective 02/01/2025, rates are subject to change.
Real People, Ready to Help
At Central Bank, you’ll work directly with real people from your community. People who know your story and care about your future.
Spence Shutt
Serving Hardin & McNairy Counties
| Savannah Office | 731-925-9046
NMLS #2111074
Chase Young
Serving Hardin & McNairy Counties
| Savannah Office | 731-925-9046
NMLS #2539285
Rodney Vanhoose
Serving Pickwick
| Pickwick Office | 731-689-5043
NMLS #1997430

Ready to Take the Next Step?
Whether you’re buying your first home, expanding for your family, or simplifying for the future, we’re here to help you find your way home.
Call us or stop by today.